Fees
Fees associated with the financial product. Exactly one of `personalized` / `generic` is populated; the presence of `personalized` signals that the values are personalized to the holder (with their actual discounts), while the presence of `generic` signals a generic / list-price mapping that is not personalized. The `fees` object itself is absent when no fee data (neither personalized nor generic) is available for the product.
Fees mapped generically (list-price / fallback) for the financial product, not personalized to the holder and likely missing discounts. Present when per-holder fee data is unavailable; otherwise personalized is present instead.
Fees personalized to the holder of the financial product (includes the holder's actual discounts). Present when the source exposes per-holder fee data; otherwise generic is present instead.
{ "generic": { "fixed": {}, "variable": 0.0065 }, "personalized": { "fixed": {}, "previousYear": {}, "variable": 0.0065 }}